Home Loans

Today, borrowers have more options than ever before. Star Choice offers various home loans tailored to fit your needs. We offer competitive rates, responsive personalized member service, and quick turnaround times.


Express Mortgage 1

  • Refinance your Home with Low Closing Costs
  • Maximum Repayment Term is 15 Years
  • Loan Amounts Ranging from $5,000 - $300,000
  • Fixed Rates
  • 80% Loan to Value
  • Apply Online

Home Equity Line of Credit 2

  • Use the Equity in Your Home to Have Funds Available for Various Purchases
  • Maximum Repayment Term is 30 Years
  • Loan Amounts Ranging from $5,000 - $300,000
  • Variable Rates
  • 75% Loan to Value
  • Apply Online

Can you afford a mortgage?

Follow this interactive life expense simulation by Banzai! to figure out how much you can afford for a monthly mortgage! 

Home Mortgage Disclosure Act Statement

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at a branch office regarding the locations where HMDA data may be inspected. To receive a copy of this data send a written request to 10750 France Avenue South, Bloomington MN 55431. The Department of Interior Federal Credit Union’s Disclosure Statements are available for review at the Federal Financial Institution Examination Council (FFIEC) web site. View disclosure statement.

1. Express Mortgage must be first mortgage
2. Fixed rate advance options are also available