Apple Pay


Apple Pay is now available for Star Choice Credit Union Debit Cards!

Now you will be able to use your SCCU Debit Cards with Apple Pay, the easy, secure and private way to pay. You can use Apple Pay in stores without swiping your card, just pay with a single touch of your finger using your phone's Touch ID. 


What is Apple Pay?

Apple Pay is is a mobile payment and digital wallet service that Star Choice Credit Union provides to all of our members to make purchases at merchants using your compatible Apple device. Once you have added your Star Choice Credit Union debit card to your device, simply hold your device near the merchant's contactless reader with your finger on the Touch ID to complete your transaction quickly and easily. 


Are there any fees for using Apple Pay?

No. Star Choice Credit Union offers Apple Pay at no charge to our members. That's one of the many great benefits of membership at Star Choice Credit Union! 


Which SCCU Cards can I enroll in Apple Pay?

Any Star Choice Credit Union Debit Card can be used with Apple Pay. SCCU Credit Cards are not available for use with Apple Pay at this time. 


How do I add my SCCU Debit Card to Apple Pay?

Have the card ready you want to add, then follow these easy steps:

  1. Lay your card on a flat surface
  2. Open "Settings" on your device
  3. Tap "Wallet & Apple Pay"
  4. Tap "Add Credit or Debit Card" (Note: Apple Pay is not yet available for SCCU Credit Cards)
  5. Position your card so it fits the outline on the screen to capture the card information*
  6. Your card is now added in Apple Pay!
  7. If prompted after adding the card, follow the instructions to verify with SCCU.

*If the card you are adding is the same card you have linked to iTunes, your card information will already be stored on the device. 


How do I make my Star Choice Credit Union Debit Card my default card?

  1. Open "Settings" on your device
  2. Tap "Wallet & Apple Pay"
  3. Tap "Default Card"
  4. Select your Star Choice Credit Union Debit Card


Is Apple Pay Secure?

Yes. When you use Apple Pay, your card number is converted to a unique Device Account number so that your card numbers are never stored in your phone or passed on to the merchant. If your device is ever lost, you can quickly place our device in lost mode by using Find My iPhone, or you can wipe out the device completely. 

Apple Pay doesn't keep transaction information that can be tied back to you. Your most recent purchases are kept in Wallet for your convenience, but that's as far as it goes. 


How do I pay with Apple Pay?

In Store:

Look for these symbols at the register during checkout


Place your device near the reader and use your Touch ID to authorize the transaction. A vibration and beep will indicate that your transaction was completed successfully. 

To pay with your Apple Watch, double click the side button and hold your watch up to the reader. A tap and beep will indicate that your transaction was completed successfully. 


When using the merchant app on your device:

Look for the buy with Apple Pay or Apple Pay button. During checkout, select Apple Pay as your method of payment and use Touch ID to authorize the transaction. 


Where is Apple Pay accepted? 

Apple Pay is accepted at thousands of locations worldwide. For a complete list of merchants that accept Apple Pay, click here


Can I remove my card from Apple Pay?

Yes. To remove a card:

  1. Go to "Settings"
  2. Tap "Wallet & Apple Pay"
  3. Tap on the card you wish to remove
  4. Tap "Remove Card"


What if I replace my device?

If you replace your device, you will need to go through the Apple Pay set up process to add your card(s) to the new device. 


Where can I learn more about Apple Pay?

Additional information can be found here.


Within 30 days of enrollment, you will receive a confirmation letter than your SCCU Debit Card was enrolled successfully.